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High School 
Students to
Live Generously

This principle-driven personal finance course equips high school juniors and seniors with the perspectives, principles, and processes to apply biblical wisdom to their financial decision making.

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All behavior follows after what we believe. With finances this works itself out in four areas: Stewardship, Contentment, Faith and Wisdom.

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Understanding where money is going is essential for anyone who is handling money. There are only five ways to spend money: Live, Give, Owe Debt, Owe Taxes & Grow.

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Developing consistent money habits produces a lifetime of fruit. Understanding five simple habits will transform the way you view and handle money.



God has plans for each of His children. Looking forward with margin and planning allows us to strive after the hopes God places on our hearts.

Most high school students graduate without being equipped with a basic understanding of personal finance and how they can live out their faith through their finances

Course Overview

Rooted in a biblical worldview, the Biblical Personal Finance curriculum is a principle-driven personal finance course teaching:

  • The implications of believing God owns it all

  • The roles, responsibilities, and rewards of financial stewardship as defined by scripture

  • Five transcendent financial decision-making principles found in the Bible

  • How money is intertwined with biblical teachings on contentment, generosity, self-control, provision, gratitude, freedom, etc.

  • A simple understanding of the four uses of money (live, give, owe (debt and taxes), grow) and the biblical principles that inform each use

  • Processes for personal application, including goal setting, decision making, and basic budgeting


The Biblical Personal Finance curriculum is a six-module course with 30 sessions. It is aimed at the junior or senior high school students to prepare them for their first job and source of income.

This curriculum was developed by Ron Blue Institute (RBI) over a period of three years (2015-2017) in collaboration with current high school teachers and is being launched in Brazil for the first time in 2021.

Who Is Using the Program

30 schools in the USA

15 schools in Australia

1500 students currently enrolled

What People Are Saying

"This course has really made me think about giving as a Christian. I learned that giving is biblical, and that giving will bring joy to the giver.

H.S. Student - Michigan, USA


Basic concepts and principles of personal finance that are useful for all stages of life.


Teachings from Scripture that help make the right financial decisions for a better life.


Opportunity to increase English vocabulary with teachers that are native English speakers.

The young person who learns to control his/her finances during his/her early years is better prepared for life and a better citizen of the world.

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Module 1: Stewardship

God owns it all!

Module One covers perspectives and principles of stewardship, including a definition of biblical stewardship, discussion around how God uses money in our lives, and lessons from the Parable of the Talents. It reveals the power of a wisdom worldview in all decision-making, including financial.

Brian Heap

Worked as an executive for 20+ years in the USA and Brazil. Taught college courses in the department of Business Administration. Ordained minister of the Church of the Nazarene. Married and father of three teenagers.

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Felipe Simões

Graduated in Business Administration from SNU in Bethany, Oklahoma. Taught english to high school and middle school. Currently teaching at EIPG in Atibaia. Married to Karen Simões.

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  • Student Journey will be available via Google Classroom

  • Classes will be live via ZOOM

  • Classes will be recorded and available to students during the semester

  • Classes will be Monday & Wednesday at 8pm

  • In-class experience will include: discussions, videos, group activities, etc.

  • There will be homework

  • There will be optional extra activities


(save R$100)

August, September, October & November